Clearer screening findings
Understand potential matches with relevant context and supporting source information.
FINANCIAL-CRIME SOLUTIONSPERUMAL
PERUMAL
Understand the match. Preserve the evidence.
Sanctions Screening
Compare people, organisations and payment parties against institution-selected sanctions lists, with clear findings for your review process.
What this solution does
PERUMAL brings sanctions screening into the day-to-day work of banks and financial institutions. It helps teams assess people, organisations and payment parties against relevant sanctions information, understand potential matches and retain the context behind their review. The purpose is to make findings understandable and usable within the institution’s own decision process.
The challenge
Names arrive with different spellings, scripts, aliases and punctuation. A useful screening result must identify the relevant candidate and explain why it surfaced, while retaining the source and policy that were used.
What your teams can do
Names across languages
Support review when names appear with different spellings, scripts or punctuation.
Your decision workflow
Keep screening findings connected to the institution’s existing review and decision process.
Coverage aligned to your institution
Discuss the relevant markets, official lists and types of parties your institution needs to screen. Keep the screening scope aligned with the business rather than assuming every institution has identical obligations.
Context for similar names
Bring available identifying information into the review of potentially similar names. Help reviewers understand uncertainty instead of treating every name resemblance as a confirmed identity.
Continuity of evidence
Retain a meaningful record of the finding and the review context. Support later enquiries about what was considered and why a decision was recorded.
Data quality and review evidence
These capabilities are included within this product’s agreed scope.
Data quality & record context
Validate sanctions-source records, identify duplicate entries and retain original names alongside the comparison context. Keep missing or conflicting identifying information visible during screening review.
Audit & compliance evidence
Retain screening inputs, relevant source and policy versions, candidate findings and the client’s recorded reviewer decision. Keep the engine finding distinct from the subsequent review outcome.
Who it helps
- Payments and sanctions operations
- Customer onboarding and compliance teams
- Internal control and audit reviewers
Banking use cases
Illustrative situations showing how the solution can support a bank’s work; these are not customer case studies.
Reviewing a payment party
A payment includes a beneficiary whose name resembles a sanctions-list entry. The operations team can review the candidate, relevant source context and available distinguishing information before deciding how to handle the transaction.
Supporting customer review
A compliance team needs to understand a potential sanctions finding during customer onboarding or an existing-customer review. PERUMAL helps present the finding clearly while the bank retains responsibility for its customer and payment decisions.
Value for your institution
For operations
A clearer review package can reduce time spent gathering scattered context and make hand-offs easier.
For compliance
Understand the basis of screening findings and maintain a consistent record of reviewed outcomes.
For internal oversight
Look back at screening evidence and distinguish the original finding from the subsequent human decision.
Common questions
Does a potential match mean a confirmed sanctioned identity?
No. A potential match is a finding for assessment. Similar names and incomplete identifying information require careful review.
Does PERUMAL decide whether a payment should proceed?
The institution retains transaction decisions and its own review policy. Screening information supports that process rather than replacing it.
Shape the right engagement
Discuss your screening needs, relevant markets, review workflow and expected workload.
Define the relevant business scope, permitted information, review responsibilities and practical acceptance needs with your institution. This creates a clear basis for discussing delivery and support.